Joint Borrower Sole Proprietor Mortgage Legal Advice

 
 
Available to book Next Day
Video Conference with Solicitor
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Appointments Next
Working Day*
Zoom or Skype
anywhere
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Our solicitor is available from 22/04/2024* and we offer joint borrower sole proprietor mortgage independent legal advice (JBSP mortgage ILA, otherwise known as BNP mortgage ILA) for all mortgage lenders**.
 
Our Fixed Fee is £234 INC VAT for the first borrower and £180 INC VAT for any additional borrower. Short on time? We can expedite your appointment for no extra charge and use Recorded Delivery to send your certificate***.
 
Does your Lender accept ILA by video conference?
Some mortgage lenders will not accept independent legal advice provided by video conference. It is your responsibility to check that they will accept a signature which has been witnessed by video conference. If your certificate is refused by your mortgage lender because your independent legal advice was conducted by video conference, Parachute Law reserves the right to withhold any refund of our fees.
 
Which Lenders Can't we help with?
  • Canada Life
 
 
Book your meeting today
Click to book a meeting with our solicitor to provide independent legal advice for your mortgage product.
 
 
 
What does your mortgage lender need?
 
Joint Borrower Sole Proprietor (Borrower Non Proprietor) Mortgage Legal Advice Requirement
Download
 

Barclays Joint Borrower Sole Proprietor

  • 1
    You will need to supply the details of the solicitor who you are instructing to provide the legal advice, using Barclays Independent Legal Advice - Information Request Form (use our part filled form to the right).
  • 2
    Barclays issues the mortgage documents, offer and certificate of independent legal advice to the solicitor's details you stated in the form. It can take anywhere from 5 to 15 working days to be issued to the solicitor.
  • 3
    Only once your Barclays papers are received can you book an appointment to have your independent legal advice.
 
Your solicitor can't help chase the documents for you so make sure to get your broker to help or chase Barclays direct.
Please ensure you use our exact details as per the downloadable form. Failure to supply an exact match may result in Barclays refusing to accept your certificate.
 

Metro Bank Joint Borrower Sole Proprietor

Metro Bank allow the parties requiring legal advice to provide their mortgage offer and terms to the solicitor. There is no prescribed Certificate of Independent Legal Advice so our solicitor will draft this for you.
 
No form to download

Skipton Building Society

Once you provide your mortgage offer, mortgage terms and any other lender documents then you can book your independent legal advice.
 
No form to download

Principality Building Society

Once you provide your mortgage offer, mortgage terms and any other lender documents then you can book your independent legal advice.
 
No form to download
 
We have advised borrowers regarding their mortgage agreement for the following lenders:
  • Aura Finance Limited
  • Bank of Ireland UK
  • Chorley Building Society
  • Coutts & Co
  • Dudley Building Society
  • Family Building Society
  • First Direct (HSBC)
  • Furness Building Society
  • Halifax (Bank of Scotland plc, Halifax division)
  • Hinckley And Rugby Building Society
  • HSBC UK Bank Plc
  • Ipswich Building Society
  • Leeds Building Society
  • Legal & General Home Finance Ltd
  • Lloyds Bank Plc
  • Mastaven Bank Limited
  • Metro Bank Plc
  • National Westminster Bank Plc
  • Nationwide Building Society
  • One Family Mortgages
  • Principality Building Society
  • Reliance Bank Limited
  • Santander UK Plc
  • Step One Finance
  • The Royal Bank of Scotland
  • The Tipton and Coseley Building Society
  • Virgin Money Plc
  • Wesleyan Bank Limited
 
Does your Lender accept ILA by video conference?
Some mortgage lenders will not accept independent legal advice provided by video conference. It is your responsibility to check that they will accept a signature which has been witnessed by video conference. If your certificate is refused by your mortgage lender because your independent legal advice was conducted by video conference, Parachute Law reserves the right to withhold any refund of our fees.

Which lenders can we NOT help with?
  • Canada Life
  • Foundation Home Loans
  • More2Life
  • Together Money
  • Together Commercial Finance Limited
 
Frequently Asked Questions
 
 
* Subject to availability. If we are fully booked ask and we will see if we can fit you in sooner.
** We can act for all mortgage lenders, however some lenders such as Fleet Mortgages do not allow ILA by video conference. To avoid delays check with your lender or ask us if we can complete via video conference.
*** The Certificate of Independent Legal Advice is sent by email or post on the same day you sign your Advisory Letter online.