Independent Legal Advice

Fixed Fee Independent Legal Advice from only £99

Fast, Effective Delivery

Professional Independent Legal Advice service by a regulated solicitor

Parachute Law is registered with the Law Society and our services are regulated by the Solicitors Regulatory Authority (SRA).

We offer independent legal advice (ILA) for a wide variety or transactions using Zoom or Skype. With bookings available from 19/07/2024* our solicitor can provide advice to you wherever you are.

All our services use simple forms that allow you to choose your date and time to suit your own availability.

Property ILA Services  Employment ILA Services

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  • Zoom bookings available next working day
  • Slots from 9am to 6pm (we can work out of hours for additional fee)
  • Fast turnaround
  • Rated Excellent on Trustpilot

Available to book Next Day


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Rated Excellent on Trustpilot

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Independent Legal Advice Costs & Services

The costs for Independent Legal Advice depend on the type of transaction and starts £99 INC VAT for an ID1 and increases based on the complexity and risk of the transaction. We provide affordable legal services and pride ourselves on delivering the law in an accessible way, maintaining our Excellent rating on Trustpilot.

Please get in contact to get a quote for your transaction calling 0207 183 4547 or email us now on

Here are some of the Fixed Fee Legal Services we offer, with information on how to book:


Independent Legal Advice - Property

Parachute Law specialise in offering expert Independent Legal Advice for all of your important property transactions and agreements.

Equity Release

Equity release allows individuals aged 55 or over to release equity from their property, without having to make any monthly repayments.

Fixed Fee - £299

Additional Person - £180

Transfer of Equity

The party who is being removed from a legal title requires independent legal services to protect themselves and the transaction from scrutiny in the future.

Fixed Fee - £300

Additional Person - £150

Loan Agreement

The borrower and the lender might agree on their intentions for the loan, but they each have independent interests. The solicitor who drafts your loan agreement will be acting in the interest of their client, whether they are the borrower or the lender. It is best for the other party to instruct their own solicitor, to act in their own interest.

Fixed Fee - £299

Bridging Loan

This loan is a short-term financing solution for instances when you don’t have immediate access to funds, by allowing you to bridge the gap until you can gain access to your funds. As long as you meet the lender's requirements, you can borrow the amount you need.

Fixed Fee - £360

Occupier Waiver Form

Also known as occupier consent form or a deed of postponement, an occupier of a property that is over the age of 16 is required to sign an occupier waiver form and seek independent legal advice.

Fixed Fee - £180

Joint Borrower, Sole Proprietor

Joint Borrower, Sole Proprietor is a type of mortgage where not all parties to the mortgage are legal owners of the property. For guarantors to a mortgage, where they are party to the mortgage terms, but have no benefit from the property and their names are not registered over the legal title.

Fixed Fee - £234
Additional Person - £180

Borrower & Proprietor Mortgage

These are transactions where a borrower who also is a proprietor (legal owner) is taking our a mortgage but the money is being used for something the borrower doesn't benefit from.

Fixed Fee - £299
Additional Person - £180

Sole Borrower, Joint Proprietor Mortgage

Sole Borrower, Joint Proprietor is where one party is taking out a mortgage, but there is more than one party listed on the title. The lender requires the party who isn't on the mortgage, but is living at the property, to get independent legal advice.

Fixed Fee - £299

Occupier Waiver Form - £180

Director's Personal Guarantee

Required by mortgage lenders when a company takes out a mortgage and the directors of the company provide a personal guarantee to repay the debt.

Fixed Fee: £299

Additional Person: £180

Personal Guarantee Insurance

Personal Guarantee Insurance provides cover to Directors of Ltd Companies based in England and Wales who have signed a Personal Guarantee in relation to commercial finance such as a mortgage to buy a property.

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Independent Legal Advice - Employment

We provide expert Independent Legal Advice for all of your important employment disputes and agreements.

Settlement Agreement Review

As part of the settlement of a dispute such as an employment claim. The cost of the legal advice to the employee is normally covered by the employer.

Fixed Fee - £360
for employees outside of London

£600 inside the M25.


Why do I need independent legal advice?

Seeking independent legal advice serves several crucial purposes, each contributing to the protection of your legal rights, the mitigation of potential risks, and the facilitation of informed decision-making. The key reasons for obtaining independent legal advice include:

1. Understanding Legal Rights and Obligations:

Independent legal advice ensures that you have a comprehensive understanding of your legal rights and obligations in a given situation. This clarity is essential for making informed decisions and navigating legal complexities.

2. Impartial Guidance:

Legal professionals providing independent advice are not influenced by conflicting interests. This impartiality ensures that the advice is objective and solely focused on your best interests, without any bias towards opposing parties.

3. Mitigating Risks:

Legal matters often involve risks, whether in contracts, family law, or other areas. Independent legal advice helps identify and mitigate potential risks associated with specific decisions, transactions, or legal actions, minimizing the likelihood of adverse outcomes.

4. Compliance with Legal Formalities:

Certain legal processes and transactions have specific formalities and requirements. Seeking independent legal advice helps ensure that you comply with legal obligations, preventing potential legal challenges or disputes arising from oversight or non-compliance.

5. Quality Assurance:

Legal professionals possess expertise and knowledge that can significantly impact the quality of advice received. Independent legal advice provides assurance that the guidance you receive is based on legal principles, precedents, and the current legal landscape.

6. Protecting Vulnerable Individuals:

In some situations, such as family law matters or transactions involving vulnerable individuals, independent legal advice is crucial to safeguarding the rights and interests of those who may be at a disadvantage in the legal process.

7. Enhancing Negotiation Position:

Armed with a thorough understanding of the legal landscape, individuals can negotiate from a position of strength. Independent legal advice equips you with the knowledge needed to secure favorable outcomes in negotiations.

8. Document Review:

Before entering into contracts, agreements, or legal documents, seeking independent legal advice allows for a comprehensive review of the terms and conditions, identifying any potential pitfalls or ambiguities.

In summary, independent legal advice is a proactive measure to empower individuals with the knowledge needed to make well-informed decisions, navigate legal complexities, and safeguard their legal rights and interests. It is particularly crucial in situations with legal implications where expertise is necessary for comprehensive understanding and strategic decision-making.

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What does seek independent legal advice mean?

Seeking independent legal advice refers to the act of consulting with a legal professional who is not associated with or influenced by the opposing party or conflicting interests in a legal matter. The purpose of seeking independent legal advice is to obtain impartial and objective guidance on legal issues, ensuring that an individual fully understands their rights, obligations, and potential courses of action.

Independent legal advice is often sought in various contexts, including but not limited to:

1. Contractual Agreements:

Individuals may seek independent legal advice before entering into contracts or agreements to ensure a clear understanding of the terms and potential implications.

2. Family Law Matters:

In situations involving divorce, child custody, or spousal support, seeking independent legal advice helps individuals navigate complex legal proceedings and make informed decisions.

3. Estate Planning:

When creating wills, trusts, or other estate planning documents, individuals often seek independent legal advice to ensure their intentions are legally sound and adequately represented.

4. Legal Disputes:

Individuals facing legal disputes or contemplating legal action may seek independent legal advice to understand the strengths and weaknesses of their case and explore potential resolutions.

5. Financial Transactions:

Before engaging in significant financial transactions or investments, individuals may consult with a legal professional to assess the legal implications and protect their interests.

The independence of legal advice is crucial to maintaining the integrity of the attorney-client relationship and ensuring that the advice provided is free from conflicts of interest. It allows individuals to make well-informed decisions based on a comprehensive understanding of the legal implications surrounding their specific circumstances.

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What is an independent legal advice letter?

An independent legal advice (ILA) letter, often referred to as a Certificate of Independent Legal Advice (CILA), is a formal document issued by a legal professional to confirm that they have provided independent legal advice to an individual. This letter serves as evidence that the individual has sought and received legal guidance from a professional who is not influenced by conflicting interests.

The purpose of an ILA letter is to demonstrate that the individual fully understands the legal implications of a particular decision, contract, or transaction.

Key components of an independent legal advice letter typically include:

1. Identification of Parties:

The letter begins by clearly identifying the individual seeking advice and the legal professional providing the advice.

2. Nature of Advice:

The letter explicitly states that the legal advice provided is independent, impartial, and focused on the best interests of the individual seeking advice.

3. Description of Legal Matter:

The ILA letter outlines the specific legal matter for which advice is sought, providing context for the advice given.

4. Acknowledgment of Understanding:

The individual acknowledges in writing that they have received and understood the legal advice provided, including the potential risks and implications associated with their decision.

5. Confirmation of Voluntariness:

The letter affirms that the individual sought legal advice voluntarily and was not coerced or unduly influenced into making a decision.

6. Date and Signatures:

The ILA letter includes the date of the legal advice, and both the legal professional and the individual seeking advice sign the document. Signatures serve as evidence of the acknowledgment and understanding of the legal advice provided.

In Summary

Independent legal advice letters are commonly used in various legal contexts, such as family law agreements, real estate transactions, and certain contractual arrangements.

These letters play a crucial role in confirming that the individual has made an informed decision after consulting with a legal professional who is ethically bound to act in their best interests without conflicts of interest.

Additionally, ILA letters can provide a layer of protection in legal proceedings by demonstrating that due diligence was exercised in obtaining legal advice.

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Frequently Asked Questions about Independent Legal Advice


How long does it take to get independent legal advice?


Does independent legal advice need to be in person?

* Subject to availability. If we are fully booked ask and we will see if we can fit you in sooner.

** We can act for all mortgage lenders, however some lenders such as Fleet Mortgages do not allow ILA by video conference. To avoid delays check with your lender or ask us if we can complete via video conference.