Why You Need a Property Ownership Deed of Trust
Buying or contributing to a property in England and Wales? Whether you’re on the legal title or not, if you’re putting money in—you need legal protection.
The Parachute Law All Events Property Ownership Deed of Trust is a solicitor-drafted agreement that:
- Declares your beneficial interest in a property.
- Records past, present and future financial contributions (deposit, mortgage, renovations, bills).
- Sets out what happens if one party stops paying, moves out, dies, disappears, or the relationship ends.
- Includes indemnities, dispute resolution, and exit mechanisms for all scenarios—voluntary or not.
Common situations we protect:
- You’re contributing financially but not on the deeds or mortgage.
- You paid most of the deposit and want to get that back on sale.
- You plan to invest in renovations but want the return protected.
- You live together as unmarried partners or friends.
- You want to avoid court battles if things go wrong.
Without a Deed of Trust, you may have no claim to your investment—regardless of what you paid.
What Is the All Events Property Ownership Deed of Trust?
Our Deed of Trust is a legally binding agreement between co-owners (or a legal owner and a non-owner contributor). It creates a trust in equity that:
- Assigns shares in the property.
- Adjusts automatically based on contributions over time (a floating share model).
- Governs rental income, mortgage payments, bills, and responsibilities.
It includes tailored clauses for:
Scenario | Protection Mechanism |
Relationship breakdown | Trigger sale or buy-out via “exit clause” |
One party stops paying | Push Exit and debt recovery via promissory note |
Renovation contributions | Tracked and rewarded based on RICS valuations |
Death or disappearance | Share passes under will/intestacy; Exit procedure |
Debt by other party | Personal indemnity and equity protection |
Not on the legal title | Trust declaration + Land Registry restriction |
Unequal deposits or bills | Adjusted share formula built into the deed |
Who This Deed Is For
- Unmarried couples buying or living together
- Friends or siblings pooling funds to buy a property
- People who have split up but still co-own
- Contributors not on the legal title or mortgage
- Investors funding improvements to a partner’s home
Even if you trust each other now, life changes. This Deed ensures your investment is contractually ringfenced and recoverable—even if things go wrong.
Real-World Example
“I paid £80,000 towards my partner’s deposit and wasn’t on the deeds. After our breakup, I nearly lost everything. Parachute Law drafted the All Events Deed of Trust and protected my entire investment. I now have it registered and enforceable. Don’t wait until it’s too late.”
— Amira S., London
What Makes the Parachute Law Deed Different?
Unlike basic templates, our Deed is:
- Solicitor-drafted, reviewed, and tailored
- Legally compliant with English trust law
- Includes formulas for floating share calculation
- Includes indemnities for debt and mortgage risk
- Allows future contributions to be tracked and rewarded
- Enforceable in court if needed
We don’t just give you a template—we protect your whole ownership journey from start to finish.
Fixed Fee: £1,200 (including VAT)
Your fee includes a full solicitor service, not a generic form.
Scope of work:
- Initial legal consultation (up to 45 mins)
- Drafting your bespoke Deed
- Review meeting and amendments
- Finalised Deed and execution guidance
- Optional: Will drafting, Land Registry restriction, lender liaison (additional fee)
Get Started in 3 Simple Steps
- Contact us at thelegalteam@parachutelaw.co.uk
- We send your engagement letter + client form
- Book your first meeting and we begin drafting
We work entirely online, nationwide.
Related Guides & Resources
- Do I Need a Deed of Trust If I Paid the Deposit?
- What Happens If I’m Not on the Mortgage but Pay It?
- Wills and Property Co-Ownership
- How to Register a Land Registry Restriction
Speak to Our Legal Team Today
We’ve helped hundreds of people protect their investment in their home—even when things went wrong.
Let us help you do the same.
Email: thelegalteam@parachutelaw.co.uk
Optional callback request: Request a call
Parachute Law
Specialist Online Solicitors in Property Ownership, Equity, and Trusts
SRA Regulated | Fixed Fee | Nationwide Coverage