County Court Judgment Removal

Fixed Fee Review only £195 inc VAT

Fast, Effective Delivery

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Remove Your County Court Judgment (CCJ) with Parachute Law

Regain Your Financial Freedom with Expert CCJ Removal Services

Are you struggling with the weight of a County Court Judgment (CCJ) on your credit file?

Parachute Law is here to help you lift that burden.

Our professional solicitors offer expert independent legal advice which can be delivered face to face, via telephone or online video meetings at your convenience. Our dynamic team embrace and drive our technology solutions forward to ensure the best possible delivery of our services.

Our dedicated team of legal professionals specializes in the swift and effective removal of CCJs from your record, allowing you to regain control of your financial future.

What is a County Court Judgment (CCJ)?

A County Court Judgment (CCJ) is a type of court order in the UK that may be registered against you if you fail to repay a debt. It can have a significant impact on your credit score and financial standing.

Benefits of Removing Your CCJ

  • Improved Credit Score: Removing a CCJ can significantly boost your credit score, making it easier to obtain loans, mortgages, and other financial products.
  • Better Employment Opportunities: Many employers conduct credit checks as part of their hiring process. A clean credit file can improve your job prospects.
  • Reduced Stress: Eliminate the constant worry and stress that a CCJ can bring. Enjoy peace of mind knowing your financial record is clear.
  • Access to Better Financial Terms: Without a CCJ, you can secure better interest rates and terms on loans and credit cards, saving you money in the long run.

BOOK FREE NOW

How we work

Free Initial Consultation:

Contact us for a no-obligation consultation to discuss your case and determine the best course of action.

BOOK FREE CONSULT

Comprehensive Case Review:

Our team conducts a thorough review of your CCJ, identifying potential grounds for removal.

BOOK CASE REVIEW

Tailored Legal Action:

We develop a personalized legal strategy to challenge and remove your CCJ, handling all correspondence with the courts and creditors.

Ongoing Support:

We keep you updated throughout the process and provide post-removal support to ensure your credit file reflects the successful removal.

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CCJ Removal - Free Consultation

Complete our contact form and get a free 10-minute call with a trained member of our team to discuss your case

 
Your Details
Title
First name
Middle name/s
Last name
Mobile number
 
Home Postcode
Flat No:
First line
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Town/City
County
Attach Documents
You can attach a scan .PDF or a .JPEG. There is a free to use App called TurboScan for Android or IOS phones which converts a photo to .PDF on your mobile.
 
All documents provided through this online form will need to be accessible by you during your meeting. Please ensure you have all the relevant documentation printed and ready prior to your meeting taking place. If the all the relevant documents have not been prepared, this will result in you having to re-book your meeting at an additional fee.
 
  • 1
    Proof of Photo ID
Attach a copy of your current valid passport or driving licence. The photo ID that you provide needs to be presented to the solicitor during your meeting. If the photo ID presented to the solicitor in the meeting does not match the ID uploaded an admin fee of £50 will be chargeable to organise a new meeting to validate your photo ID.
 
  • 2
    Proof of Address
Attach 2 scan copies of your home address (you can't use the same company twice for different months. You can use a utility/mobile bill, formal notice like HMRC letter or council tax or bank statement no older than 3 months).
 
  • 3
    Supporting Documents
Attach any documents relating to the County Court Judgement.
 

Parachute Law Solicitors
27 Old Gloucester St,
Holborn,
London,
WC1N 3AX
T: 0207 183 4547
F: 0207 183 2973
ParachuteLawSolicitors.png


CLIENT CARE AND TERMS OF ENGAGEMENT

These terms set out some important information about our professional relationship with you as well as our terms and conditions. It is vital that you read the information carefully. Please note that we only act for the addressee(s) of this letter. We will not correspond with any other parties about your file without your express written permission.

This is a FREE Consultation - No Charge will be incurred for this meeting.

Last updated: 28th August 2024

Responsibility for your case

The person responsible for all of the work on your matter is Claudine Boast. She is assisted by Richard Dyke who will also be working on your matter under Claudine’s supervision.
 

Legal Fees

You have instructed based on a fixed fee for a specific scope of work. In the event further work is needed to be undertaken then our legal fees are calculated by reference to the time spent by our fee earners in respect of any work which they do on your behalf unless a further fixed fee is agreed at the outset in respect of a specific scope of work.
 

Billing Arrangements

We charge £420 INC VAT per hour for legal work. We charge in 10 minute units, rounding to the nearest 10 minutes. Our hourly rates are reviewed every year to reflect increases in overhead costs and inflation.
 
Normally the rates are reviewed with effect from 1 January each year.
 
For work that falls outside the scope of the fixed fee, then in accordance with our usual practice in long running cases, we shall deliver bills to you at regular intervals for work carried out during the conduct of this matter.
 

Cancellation Policy

You may cancel the instruction at any time and ask for a refund. We will keep what’s necessary to cover the cost of services provided up until you cancelled. For document and deed drafting services, the fee you have have paid is broken down as follows: 75% for production of the first draft, 25% for finalising and circulating the final version. Therefore, if you cancel having received the first draft, you will be entitled to receive 25% of your fee.
 

Service Levels

We will update you by telephone or by email with progress on your matter following receipt of important information about your matter or when any important event occurs in your matter.
 
We will communicate with you in plain language. Our preferred manner of communication is email. We do not normally send letters in the post, if you prefer another method of communication such as post or fax you should tell us. We will explain to you by telephone or by email the legal work required as your matter progresses.
 

Liability

If we fail to comply with these terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking this contract or our failing to use reasonable care and skill but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us.
 
We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for the negligence of our employees, agents or subcontractors; for fraud or fraudulent misrepresentation; for breach of your legal rights in relation to the services including the right to receive services which are as described and supplied with reasonable skill and care.
 

Referral Arrangements

If your instructions have been passed to us by SAM Conveyancing a trading name of Share a Mortgage Ltd. then we must comply with Chapter 9 of the Solicitors' Regulation Authority Code of Conduct. We advise that we have a commercial arrangement with SAM Conveyancing relating to their introduction of clients to us. We believe that this relationship is of benefit to you, enhancing the delivery of our services. Upon completion of this matter, we will make a referral payment to them. To be clear, this payment is made by us and is not an additional payment that we require from you.
 
By signing the Acceptance Form, you confirm that you are giving us permission to disclose information relating to your matter to SAM Conveyancing. If you do not agree that we may do so, please advise us in writing. If at any time we feel that a conflict of interest may arise as a result of our relationship with SAM Conveyancing we will cease acting.
 

Our Standard of Care

The legal services that we provide are authorised and regulated by the Solicitors Regulation Authority whose rules can be inspected at www.sra.org.uk. Our registration number with the Solicitors Regulation Authority is 646947. These terms and conditions are set out to comply with certain legal requirements in part and the professional requirements and advice of the Solicitors Regulation Authority and the Law Society. Their other purpose is to indicate to clients as clearly as possible the standard of service that they can expect from us, the amounts that we will charge for the work that we do and our methods of charging.
 
These terms and conditions do not affect statutory and common law rules that govern solicitors’ business.
However, if there is a conflict between the terms and conditions and such rules, the terms and conditions will prevail so far as it is possible for them to do so.
 
When the words ‘we’ and ‘us’ are used in these terms and conditions, they mean Parachute Law Solicitors.
 
Your responsibilities include the following:
  1. You will provide us with clear, timely and accurate information.
  2. You will inform us of any changes in your circumstances or awareness which may affect your file.
  3. You will provide all documentation required to progress matters in a timely manner.
 

Complaints

We are committed to high quality legal advice and client care. If you are unhappy about any aspect of the service you have received or about the bill, please contact Parachute Law on 0207 183 4547, thelegalteam@parachutelaw.co.uk or by post to our office.
 
We have eight weeks to consider your complaint. If we have not resolved it within this time you may complain to the Legal Ombudsman. If you are not satisfied with our handling of your complaint you can ask the Legal Ombudsman at PO Box 6167, Slough, SL1 0EH, to consider the complaint.
 
Normally, you will need to bring a complaint to the Legal Ombudsman within six months of receiving a final written response from us about your complaint or within one year of the act or omission about which you are complaining occurring (or if outside of this period, within one year of when you should reasonably have been aware of it).
 
Read our full complaints handling procedure here.
 

Complaints about our bills

If you are not satisfied about our bill you are entitled to challenge or make a complaint about that bill. You may also apply to the court for an assessment of our bill under Part III of the Solicitors Act 1974.
 

Interest on Unpaid Bills

If all or part of the bill remains unpaid, we may be entitled to charge interest.
 

Professional Indemnity Insurance

We have Professional Indemnity Insurance to cover work undertaken by us in England and Wales. Our insurers are:
Travelers Insurance Company Limited
61-63 London Road
Redhill
Surrey
RH1 1NA
 

Data Protection

The way in which we use your personal data is regulated by data protection legislation in addition to our professional duty of confidentiality. Our up-to-date privacy notice is available on our website (www.parachutelaw.co.uk). We may amend our privacy notice periodically to ensure it is operating effectively and complies with relevant laws and regulations. Where you provide any personal data to us (including that of third parties involved in the matter), you are responsible for ensuring that disclosure by you or on your behalf to us for use by us in the provision of our services complies with the requirements of data protection legislation.
 
You have the sole responsibility for the accuracy, quality and legality of the personal data you provide to us.
 

Storage of Documents

After completing the work, we will be entitled to keep all your papers and documents while there is still money owed to us for fees and expenses. We will keep our file of your papers for up to 6 years. We keep files on the understanding that we can destroy them 6 years after the date of the final bill. We do not offer the service of storing documents in safe custody.
 

Notice of right to Cancel

The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 give you the right to cancel your agreement with us, without giving any reason, at any time during the 14 days immediately following the day that you return the copy of this letter (the "cooling off period"). Rather than our waiting for the cooling off period to expire before starting work on your file, at your election, we can start work for you right away however you will then lose your right to cancel and you will be responsible for the fees incurred by us for the work that we have undertaken for you. If you would like us to commence work before the end of the cancellation period, please tick the box indicating your Agreement to Commence Work, when signing and returning the copy of this letter of engagement or later, if appropriate. This may mean that you lose the right to cancel.
 
You will be required to pay for the services provided to you, with your agreement, before the end of the cancellation period. Please note that under the firm's terms of engagement you have the right to instruct us to stop work at any time (whether during or after the cancellation period).
 
We reserve the right to destroy all paper documents and to store an electronic copy only.
If you want us to return any paper documents to you at the end of a case you must inform us in writing. If we take papers or documents out of storage in relation to continuing or new instructions to act for you, we will not normally charge for such retrieval.
 
However we may charge you both for:
  1. time spent producing stored papers that are requested
  2. reading, correspondence or other work necessary to comply with your instructions in relation to the retrieved papers
 

Cancellation Policy

You may cancel the instruction at any time and ask for a refund. We will keep what’s necessary to cover the cost of services provided up until you cancelled. For document and deed drafting services, the fee you have have paid is broken down as follows: 75% for production of the first draft, 25% for finalising and circulating the final version. Therefore, if you cancel having received the first draft, you will be entitled to receive 25% of your fee.
 

Outsourcing

Sometimes we ask other companies or people to do typing/photocopying/other work on our files to ensure this is done promptly. We will always seek a confidentiality agreement with these outsourced providers. If you do not want your file to be outsourced, please tell us as soon as possible.
 

Auditing and Vetting of Files

External firms or organisations may conduct audit or quality checks on our practice. These external firms or organisations are required to maintain confidentiality in relation to your files.
 

Terminating this Retainer

You may end your instructions to us in writing at any time, but we can keep all your papers and documents while there is still money owed to us for fees and expenses. We may decide to stop acting for you only with good reason. We must give you reasonable notice that we will stop acting for you.
 
If you or we decide that we should stop acting for you, you will pay our charges up until that point. These are calculated on an hourly basis plus expenses or by proportion of the agreed fee as set out in these terms and conditions depending on the whether you have paid a fixed fee or are paying for our services at an hourly rate.
 

Disclosure

We are professionally and legally obliged to keep your affairs confidential. However, solicitors may be required by statute to make a disclosure to the Serious Organised Crime Agency where they know or suspect that a transaction may involve money laundering or terrorist financing. If we make a disclosure in relation to your matter, we may not be able to tell you that a disclosure has been made. We may have to stop working on your matter for a period of time and may not be able to tell you why.
 

Distance Selling Regulations

If we have not met with you in person then Consumer Protection (Distance Selling) Regulations 2000 apply to this work. This means you have the right to cancel your instructions to us within seven working days of receiving this letter. You can cancel your instructions by contacting us by post or email to this office. Once we have started work on your file, you will be charged for the work that we have done if you then cancel your instructions.
 

Cash Payment to Third Parties

We confirm that we will carry out the necessary checks in order to verify the identity of our client for the delivery of the Service. If you are required by your conveyancing solicitor or a mortgage lender to obtain certified ID then you can do so by:
 
  • Click here to book and pay for an appointment to certify your ID via video conference. This service is not included within your original fee as it is not required to provide independent legal advice. Book a meeting to certify documents.
  • Find a solicitor local to you to certify your ID via video conference.
 

Accepting our Terms of Business

 
By ticking the button online "I Agree to the Terms & Conditions" in this form you are accepting these terms of service. If terms received by email then please email thelegalteam@parachutelaw.co.uk stating "I Agree to the Terms & Conditions".

Proceed to booking.

Please click "Next" below to proceed to book your appointment.

 

What happens next?

Further to your free consultation, you are under NO OBLIGATION to proceed, however, If we can help, we will recommend one of the following options.

  • We will advise and direct you to the relevant online form for your requirements to proceed with your instruction.
  • Alternatively, for more in depth circumstances, we may recommend a Solicitor Review Meeting.
 

What is a Solicitor Review Meeting?

You can book and pay for a 20-minute review meeting with our solicitor to discuss your options and what you can do next. During your Free Consultation, our team will advise on how to proceed with the relevant review instruction.

 Book your

CCJ Solicitor Review

Our solicitor is available from 10/12/2024*

Fixed Fee Only: £195 INC VAT.

BOOK NOW

Steps & Legal Fees for a CCJ Removal

StepsLegal Fees

1) To review papers, request claim form from the court and send a letter to the Claimant / Claimants Solicitors to request their consent to set aside CCJ

£490 + VAT

2) Allow the Claimant 7 days to consent, then make an application to the Court to set aside the CCJ

2a) If the Claimant agrees to consent to the CCJ being set aside

The costs for an application to the Court (with consent) will be £380 + VAT, plus a Court fee of £119

2b) If the Claimant does not agree to consent to the CCJ being set aside

The costs for an application to the Court (without consent) will be £480 + VAT, plus a Court fee of £303

3) In addition to the cost estimates at steps 1 and 2 above, we anticipate costs:

If a Court hearing is listed, 3 - 4 hours: £660 - £880 + VAT

Plus advocate's fee for attending a hearing on your behalf: £150 - £1,000 +VAT (depending on experience and qualification of the advocate or barrister.

4) To contact the Court after the application is lodged to chase a hearing date/approval of consent

1 - 3 hours: £220 - £660 + VAT

 

Why Choose Parachute Law for Your CCJ Removal?

1. Proven Success in CCJ Removals

At Parachute Law, we have an outstanding track record of successfully removing CCJs for our clients. Our expertise and relentless pursuit of justice ensure that you get the best possible outcome, restoring your financial health and peace of mind.

2. Tailored Legal Strategies

We understand that every case is unique. Our experienced solicitors develop customized legal strategies to address your specific situation, maximizing your chances of a successful CCJ removal.

3. Transparent and Affordable Pricing

We believe in clear and straightforward pricing. Our affordable fee structure ensures you receive top-notch legal assistance without hidden costs. We offer flexible payment plans to suit your budget, making our services accessible to everyone.

4. Fast and Efficient Process

Time is of the essence when dealing with a CCJ. Our streamlined process is designed to get results quickly, minimizing the impact on your credit score and financial life. We handle all the paperwork and legal procedures, keeping you informed every step of the way.

5. Compassionate and Supportive Team

At Parachute Law, we treat our clients with the respect and empathy they deserve. We understand the stress and anxiety that comes with a CCJ and are committed to providing compassionate support throughout the removal process.

Questions about our CCJ Removal Service

If you have any questions about our CCJ removal service, feel free to contact us for a free initial consultation. We are here to help you understand the process and determine the best course of action for your situation.

 

FAQ – County Court Judgment (CCJ) Removal

 

How long does a CCJ last on my record?

 

If I just pay the CCJ, will it come off my record?

 

Should I just pay my CCJ? Will that solve my problem?

 

Paying off a CCJ

 

What impact can a CCJ have on my life?

 

Can I get a mortgage with a CCJ?

 

Once the CCJ is removed, will it come off the record completely?

 

Can I remove the CCJ myself?

 

How can Parachute Law’s CCJ Removal Solicitors help me?

 

CCJ Removal Solicitors Pricing - How much will it cost me?

 

How long does the removal process take?

 

Will it improve my credit rating once it is removed?

 

I cannot pay off the debt in full. Can I pay by instalments?

 

Why should I use Solicitors?